Today June 25, 2015, marked another win for Obamacare, after it was upheld by the Supreme Court, despite controversy. This win forces Americans to enroll in the Affordable Care Act (ACA) or face penalties which will increase every year. For people who have had health insurance through their place of employment, Obamacare could be the enemy, but for people who do not have health insurance it is an ally.
In the presidential elections of 2008 Barack Obama stated promises of lower health insurance rates, however, with news of double-digit increases for 2016 this statement seems all but true. The ACA was signed by President Obama on March 23, 2010, with hopes of providing affordable health care for all American citizens.
It is stated on the Obamacare website that for those who do not have the “minimum essential coverage” a fee will be charged during tax time, named The Individual Shared Responsibility Payment. This fee is assessed while taxes are being filed to provide the government access to the money owed.
The fee for 2014 was set at $95 per adult, $47.50 per child, and $285 for a family. The individual fees are calculated on a monthly basis for those who do not have health care coverage. Fees for 2015 are more than double that of the previous year with rates of $325 per adult, $162.50 per child, and $975 for a family. The Affordable Care Act does not seem very affordable with these fees being charged.
The government expects payment from hard-working individuals, who may barely get by in life on the pay they bring home. After federal taxes, state taxes, unemployment, disability insurance and whatever else is being deducted, the government wants more of their money. In this instance, there should be no debate that Obamacare is the enemy of some.
On the contrary, for people who could not obtain health care before the Affordable Care Act (ACA) was introduced, Obamacare is a positive move in the right direction. Sick or healthy individuals who just could not get health care coverage for whatever their reasons are now able to visit doctors or hospitals without incurring enormous bills, based on the clause that there are no pre-existing conditions that would keep one from obtaining insurance through Obamacare. For these individuals and families, Obamacare is helping them to achieve more of a healthy lifestyle. Providing regular check-ups and vaccinations for children the ACA provides coverage for what the health care industry calls well visits.
However, despite the controversy the Supreme court upheld the law that allows President Obama and others in the government to push Obamacare on every American citizen that does not have the proper health care coverage. Former government officials created The Constitution and The Bill of Rights to make it known that the government has specific prohibitions regarding power. The first amendment is freedom of religion, speech, press assembly and petition. Perhaps they should add Obamacare also.
After the Supreme Court ruling today Florida Senator Marco Rubio stated “I disagree with the Court’s ruling and believe they have once again erred in trying to correct the mistakes made by President Obama and Congress in forcing Obamacare on the American people.” Obamacare makes their money either way, forcing health insurance on people without any right to object. President Obama may think he is helping Americans, however, not everyone agrees with him on the issue. There are still, 23 states that have not followed along with the ACA law to produce their own healthcare marketplace.
The Affordable Care Act affects the United States by forcing American citizens to obtain health insurance without providing an alternative option. Also, being penalized for not having insurance or being charged for the insurance are both the same, as someone is getting money out of citizens of the United States. Obamacare is controversial with the number of people against the ACA and those who support it, but despite the controversy, the Supreme Court once again upheld the law.
By Deborah Narimanidze
obamacarefacts – Facts on the Affordable Care Act
billofrightsinstitute- BILL OF RIGHTS OF THE UNITED STATES OF AMERICA (1791)
CNN- Supreme Court Saves Obamacare
Featured photograph courtesy of 401(K) 2012’s Flickr Page
Inset Photography courtesy of Tabitha Kaylee Hawk’s Flickr Page