Health Insurance: Facts and Information on Covered California

Health Insurance: Facts and Information on Covered California

The California Health Insurance Exchange or Marketplace, which is also known as “Covered California”, is an online website for health insurance. It is mandated under President Obama’s signature universal health care law, which is also known as the Affordable Care Act (ACA) or Obamacare, that all 50 states provide access to insurance marketplaces or exchanges […]

Health Insurers Seeking Mergers While Awaiting Supreme Court ACA Ruling

Health Insurers Seeking Mergers While Awaiting Supreme Court ACA Ruling

At first, opponents of the Affordable Care Act (ACA) claimed it would ruin the insurance industry and result in exorbitant health insurance premiums. Instead, one thing that is happening is a large consolidation of health insurers. This surge of health insurers seeking mergers can be interpreted different ways, but clearly the pieces are moving on […]

Affordable Care Act Is Anything but Affordable

Affordable Care Act Is Anything but Affordable

With double-digit percentage increases in premiums and the possibility of the Supreme Court throwing out subsidies in state-run exchanges, the Affordable Care Act is swiftly becoming anything but affordable. Whether one accepts some studies that predict modest increases in premiums in 2015 or other reports that indicate significant cost increases across the board, the affordability quotient […]