Money Struggles Spend IQ Points

Studies show people living in poverty are more prone to make bad decisions and can lose up to 13 IQ Points

money stress iq point struggle

If you’ve gone through a less than fabulous financial situation, you are very well aware of the stress that accompanies it. Not only do you have to deal with accomplishing everyday tasks for work and your home life, your social life also calls on your wallet to strive. Studies have shown that people struggling with money are also facing struggles that come with spending too much brainpower, thus losing IQ points.

Stress is nothing new to anyone. Since we can remember there has always been something to stress us out. It wasn’t always the mortgage or insurance policy, but humans are born with a “fight-or-flight” response when they are jeopardized. This is pretty much your internal security system alarming the rest of your body to be prepared to adapt to a situation that you may be presented with. Remember that dance in Junior High when you stood in front of the mirror trying to think of every possible outcome that could even relatively happen that night. Evaluating how you should act and react in front of your peers. Constantly stressing about anything that would come up is a form that the “fight-or-flight” response assumes to try to protect your body and emotions from.

The Mayo Clinic Staff describes stress as:

“Stress is a normal psychological and physical reaction to the ever increasing demands of life. Surveys show that most Americans experience challenges with stress at some point during the year. In looking at the causes of stress, remember that your brain comes hard-wired with an alarm system for your protection. When your brain perceives a threat, it signals your body to release a burst of hormones to fuel your capacity for a response. This has been labeled the “fight-or-flight” response. Once the threat is gone, your body is meant to return to a normal relaxed state. Unfortunately, the nonstop stress of modern life means that your alarm system rarely shuts off.”

Amongst a group of test subjects that were middle-aged mall shoppers, researchers evaluated a group of farmers in India. After harvest when the farmers were wealthy, there were little mistakes and they had great response times along with problem solving skills. As the money diminished as well as before harvest after they had run out of the previous harvests loot, they had many errors and seemed to be in the same money-squandering circle most Americans find themselves in today.

Poverty threatens so many more people than one would expect, around 46 million Americans. With money related issues having such a large impact on the way people are able to think, process, and make rational decisions, it presents a terrifying question. Is there ever going to be a way out? People every day are making life-effecting decisions running on less than a full tank solely because there is not enough money. Nutrition and cognitive exercises are recommended to keep your brain healthy and efficient. A little good old American hard workmanship and determination have been immortalized to pay off in the end. If you are struggling with money and you can feel the brainpower and IQ rating slipping away, legend shows us that if you keep pushing forward, nothing can hold you back.

By: Jodi Phillips

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